XRP Investment Funds See $37.7M Inflows as Bitcoin, Ethereum Products Bleed

In a week filled with market uncertainty, XRP-based investment products stood tall—raking in $37.7 million in new inflows. That’s nearly as much as Ethereum’s entire 2025 year-to-date total, signaling a surprising shift in investor sentiment.

While Bitcoin and Ethereum funds saw red, XRP marched to its own beat, attracting fresh capital and renewed institutional interest.

Let’s break down what’s happening—and what it could mean going forward.

XRP’s Resilience Amid Broader Crypto Outflows

According to CoinShares’ weekly report, the overall net inflows for crypto investment products were a modest $6 million globally. But behind that calm surface, the tides were shifting:

• XRP products: +$37.7 million
• Ethereum products: -$26.7 million
• Bitcoin products: -$6 million
• Short Bitcoin products: -$1.2 million

This marked yet another consecutive week of inflows for XRP, continuing a trend that’s been building since early Q1.

Even more notable: XRP’s year-to-date inflows now total $214 million, just $1 million shy of Ethereum, which traditionally holds the second spot in crypto investment rankings.

What’s Fueling XRP’s Inflows?

Here’s why XRP is suddenly the darling of digital asset investment:

✅ 1. Rising Institutional Confidence

The recent launch of Asia’s first XRP Tracker Fund by HashKey Capital shows that institutional investors are warming up to XRP in a big way—especially in Asia, where Ripple has strong roots.

✅ 2. Improved Liquidity

XRP’s increasing accessibility on major platforms and growing leveraged trading options are making it more attractive for institutional capital.

✅ 3. ETF Speculation

With Bitcoin and Ethereum ETFs already in play (or at least on the table), XRP bulls are hoping a spot XRP ETF could be next. Growing fund inflows could strengthen the case for approval.

✅ 4. Decoupling from the Market

As Bitcoin and Ethereum funds lose momentum, XRP is showing relative strength, attracting inflows even when broader crypto sentiment is shaky.

U.S. Outflows, Switzerland Gains

One of the more intriguing subplots this week was where the money flowed:

• Switzerland: +$43.7 million
• Germany: +$22.3 million
• Canada: +$9.4 million
• United States: -$71 million

Despite being the largest market, the U.S. saw major outflows—likely a result of ongoing uncertainty around President Trump’s tariff policies and their ripple effects across equities and digital assets.

In contrast, Switzerland’s regulatory clarity and long-standing crypto infrastructure likely helped attract investor capital, especially from institutions looking for a safe haven amid macro tension.

XRP Gains as Equities Slide

The decoupling trend is becoming more pronounced:

• Nasdaq: -7.3%
• S&P 500: -5.2%
• Bitcoin: +5.7%
• Gold: +18%, briefly topping $3,500
• XRP: Down slightly at $2.09, but inflows remain strong
• GMCI 30 (crypto index): +2.2%

It’s clear that investors are hedging away from traditional markets. And while Bitcoin still leads the pack, XRP’s performance suggests it’s now firmly on the radar for long-term institutional positioning.

HashKey’s XRP Tracker Fund: A Game-Changer?

The HashKey XRP Tracker Fund, launched on April 18, is more than just a new product—it could be a turning point for XRP in Asia and beyond.

The fund:

• Allows exposure to XRP without direct crypto custody
• Accepts cash or in-kind contributions
• Offers monthly redemptions
• Is benchmarked by CF Benchmark, a name behind many ETF benchmarks in Asia and the U.S.

Ripple’s role as a strategic advisor and investor in the fund adds even more legitimacy, showing that the company is actively driving institutional adoption behind the scenes.

What’s Next for XRP?

If inflows continue and XRP maintains its strong positioning, we could be looking at:

• More regional tracker funds launching in the next quarter
• ETF filing announcements in the U.S. by late 2025
• A further rise in XRP market dominance, especially if Ethereum struggles to recover

With price hovering around $2.09, some traders may feel the asset is underperforming—but behind the scenes, institutional pieces are quietly falling into place.

Final Thoughts: XRP’s Quiet Climb

XRP’s not making the loudest headlines—but it might be making the smartest moves.

While Bitcoin and Ethereum remain central to the crypto narrative, XRP is proving that real-world utility, regulatory progress, and institutional integration can drive capital flows even in bearish conditions.

As new products launch, and if ETF speculation builds, XRP could become one of 2025’s most surprising winners.